Be or get out of danger of experience insurance vacuum not compensate
This year National Day eve, xiaoli took a fancy to a friend a two handcart, after coming to an agreement under the counter, clinched a deal, after what to the car the canal dealt with formalities of car transfer ownership, arrive " 11 " the golden week. The small Li Xingchong that just became gens having a car is opening illicit home car strongly to taking family to be during National Day " free travel " , did not think of the accident is as during transit minor as van barge against, both sides bears half responsibility each.
After Xiaoli reports a case to the security authorities to insurance company, sufferred rejecting claims however, original, when Xiaoli buys a car, wanting to hurry the car only change the name of owner in a register arrives him under one's name, forgot to be sure this thing, he thinks, insurance goes along with the car, oneself already became the host of car, of course can enjoy insurance safeguard. Finally, him Nai of small Li Mo the charge such as burden maintenance, trailer, add up spent near 5000 yuan.
Not come singly but in pairs, before, mr Xu the price with many yuan 20 from the car advocate a this cropland car was bought in Mr Wang hand, also did not deal with insurance contract to change procedures, produced insurance accident to suffer the rejecting claims of insurance company subsequently. Mr Xu combined Mr Wang and insurance company to hit lawsuit, finally, the court rules the prosecution that rejected Mr Xu adjudicates the suit that rejected Mr Wang requests lawfully.
Change the name of owner in a register of two handcart insurance wants seasonable
Nowadays, as the grow in quantity that two handcart trade, like Xiaoli such " Wu Long " car advocate be not minority, a lot of people think to want to be in charge of place to put forward motor vehicle change the name of owner in a register to apply for to the car only can, forget to inform insurance company at the same time however, to car insurance deals with modificatory formalities.
Leaf through the motor-driven car clauses of insurance company, almost all clause all has a regulation: Inside insurance period of efficacy, insurance car resell, make over, give other, change utility or raise dangerous rate, insurant ought to written announcement insurance company applies for to deal with correct, otherwise insurance company has authority to reject to compensate for. This also is meant, the move of car ownership does not mean car insurance contract to also be transferred, new car advocate with insurance contract relationship was not established between insurance company, insurant or primary vehicle advocate, in case produced traffic accident, new car advocate avowed and can hapless.
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