Article abstract: Contend for in each bank open for car loan " green passageway " , lower loan interest rate while, two handcart borrow money however by eliminate outer.

Near future car borrows money " burning " , to strive for a client, each bank publishs favourable policy in succession: The Construction Bank car Financial service center, Agriculture Bank buys car interest rate to reduce etc. But mention two handcart to borrow money, the enthusiastic interest of the bank was done not have at a draught. The reporter is done so that the bank of vivid and dramatic enquires to business of loan of a few cars, face two handcart to borrow money, some banks express: This business belongs to strict pilot limits, place borrows money with letting off brushstroke up to now; Some banks are flat express: Without this business.

After expending setbacks quite, the try out way that the reporter saw work goes to borrow money to two handcart all right in labour. With new car loan photograph is compared, two handcart loan resembles simply " stepmother raises " : The bank is put borrow a requirement slashing, whole market is in the critical condition that does not absolutely refuse to to live. The travel that occupy class concerns personage introduction: Work goes from last year open is secondhand in August since car loan business, total portfolio occupies car loan gross 10% still be less than, (Actually, with 10% come estimation is too much really, actual and secondhand the loan specified amount of the car wants far under this number. ) the loan to two handcart, labour is controlled more closely all right, to two handcart at present loan basically is be aimed at unit officer's car turn make, for instance the unit transfers officer's car to the individual, appear personally to be able to deal with two handcart to borrow money conveniently quite by the unit; If citizen individual comes round to deal with two handcart to borrow money, among them formalities was bothered quite.

The bank inspects two handcart loan to be " forbidden zone " main reason is: Two handcart market is non-standard, basically be price of pair of two handcart car evaluate. In the market, of two handcart those who evaluate the price to be approbated by the bank is not much, a lot of banks think of very much handcart evaluate the price to have " moisture " , and once the bank intervenes two handcart evaluate a system, the person that buy a car is about much defray brushstroke assesses fee, the cost that buy a car can raise. A lot of citizens that buy two handcart are covet petty gain originally, in formalities complex, below the case with high cost, would rather lump-sum payment; And a few citizens that buy two handcart purposely to want loan, after comparing two handcart loan and new car loan to wait a condition a moment, plan his attempt additionally also.
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